How to Minimize the Risk of Identity Theft

There are several things you can do to minimize your risk.

  • Only carry the ID and cards you need at any given time
  • When you receive a new credit card immediately sign it with permanent ink.
  • When making purchases on the Internet, ensure that the site is using an SSL certificate. This is usually indicated by a URL beginning with https and a image of a lock on the lower status bar of the web browser.
  • Never use a link to a Website from an email message; always manually type a URL.
  • Never write a PIN number, Social Security Number, or passcode on any of your credit cards.
  • Be alert when making a purchase in person, keep your eye on the cashier while your card is being processed.
  • If you apply for a new credit card and it does not arrive within a reasonable time, contact the issuer.
  • If you are out of town, have someone you trust collect you mail or have the post office hold the mail until you return.
  • Keep your Social Security card in a safe place such as a safe at home or safety deposit box. Do not carry it in your wallet.
  • Avoid giving out personal or account information to anyone without verifying their identity; never give personal information to telephone or door-to-door solicitors.
  • Avoid giving out personally identifiable information over email.
  • Check your credit file periodically for accuracy.